Home Insurance
Comprehensive home insurance coverage for UAE properties — protecting your biggest investment from fire, theft, flooding and liability, at the best rates in the market.
2,000+
Policies Issued
98%
Claims Settled
AED 500
Avg Annual Premium
24hrs
Claims Processing
Trusted Partner Network
All our service partners have been carefully vetted and have successfully served hundreds of our mortgage clients across the UAE. You are in safe hands.
What's Included
Building Insurance
Covers the physical structure of your property against fire, flooding, natural disasters and accidental damage.
Contents Insurance
Protect your furniture, electronics, jewellery and personal belongings inside your home from theft and damage.
Liability Coverage
Third-party liability protection if a visitor is injured in your home or damage occurs to a neighbouring property.
Temporary Accommodation
Covers the cost of alternative accommodation while your home is being repaired following an insured event.
Bank-Required Insurance
We source policies that fully satisfy your bank's mortgage insurance requirements — no back and forth.
Fast Claims Support
Our dedicated claims team assists you from first notification to final settlement — we handle the paperwork.
Why Choose Our Partners?
Access to 15+ UAE-licensed insurance companies
We compare the market to find you the best rate
Policies that meet all UAE mortgage lender requirements
Combined building and contents packages available
Annual or monthly premium payment options
Immediate coverage — policy issued same day
All nationalities and property types covered
No hassle renewal reminders and annual review service
Frequently Asked Questions
Is home insurance mandatory for mortgage properties in the UAE?
Yes. UAE banks require building insurance (and often contents insurance) as a condition of your mortgage. We ensure your policy meets the specific requirements of your lender.
What is the difference between building and contents insurance?
Building insurance covers the physical structure — walls, roof, fixtures. Contents insurance covers your possessions inside — furniture, electronics, clothing, jewellery. You should ideally have both.
Are floods and water damage covered?
Coverage varies by policy. After the unprecedented UAE floods of 2024, we specifically check and recommend policies with strong water and flood damage protection.
Can I switch insurance providers mid-policy?
Yes, you can switch at renewal or even mid-policy with a cancellation of your current policy. Our team advises on the best timing and ensures no gaps in coverage.
Does home insurance cover off-plan properties under construction?
Different rules apply to properties under construction. Our team will advise on the appropriate coverage for your specific property stage and help you transition to a full policy upon handover.
Ready to Get Started?
Express your interest and our partner team will reach out to discuss your requirements within 24 hours.