UAE Mortgage Insights, Tips & Property Finance Guides
Expert articles written for UAE residents, expats, and first-time buyers covering everything from mortgage eligibility and DBR rules to Dubai property market trends and home finance strategies.
Buying property in the UAE involves navigating Central Bank regulations, bank-specific lending policies, LTV limits, and Debt Burden Ratio rules that vary across 20+ lenders. The Fulus blog breaks all of it down in plain language so you can walk into any bank, or use our free tools, fully informed.
Use our free tools alongside these guides:
UAE Mortgage Eligibility for Non-Residents Living Abroad
Non-residents can get a UAE mortgage, but the rules differ: 35–50% down payment, higher minimum salary, and only a handful of banks that actively lend to overseas buyers. Here's the full breakdown for 2026.
Fulus Mortgage Team
· Jul 17, 2026
Best Bank for Mortgage in UAE 2026
There's no single "best" bank for a UAE mortgage — it depends on your salary, residency, and whether you want fixed or variable. Here's how HSBC, ADCB, FAB, Emirates NBD and more compare in 2026.
Fulus Mortgage Team
· Jul 16, 2026Dubai Real Estate Market Update: Q1 2024
Dubai's property market continues to show strong growth in Q1 2024. Here's what buyers, investors and homeowners need to know about prices, hotspots and trends.
Sarah Mohammed
· Mar 20, 2024What is DBR and How Does it Affect Your Mortgage Eligibility?
The Debt Burden Ratio (DBR) is one of the most important factors UAE banks use to decide your mortgage eligibility. Here's how it works and how to improve yours.
Ahmed Al Rashid
· Feb 8, 2024Fixed vs Variable Rate Mortgage: Which is Better for UAE Buyers?
Choosing between a fixed or variable interest rate is one of the most important mortgage decisions. We break down the pros and cons for UAE property buyers.
Fulus Team
· Jan 28, 2024We value your privacy
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