Question 1

Can I check my UAE mortgage eligibility for free?

Accepted Answer

Yes. Fulus is completely free to use. Enter your details and get an instant eligibility result based on live UAE bank policies — no registration, no commitment, no cost.

Question 2

How does Fulus check mortgage eligibility?

Accepted Answer

Fulus uses real, up-to-date UAE bank policies to instantly assess whether you qualify for a home loan. You answer a few questions about your income, residency status, and property value — and the platform gives you a live eligibility result within minutes.

Question 3

Will checking my eligibility on Fulus affect my credit score?

Accepted Answer

No. The eligibility check on Fulus does not involve a hard credit inquiry and will not affect your credit score.

Question 4

Can expats check mortgage eligibility in the UAE?

Accepted Answer

Yes. Fulus supports eligibility checks for UAE residents, expats, self-employed individuals, and non-residents.

Question 5

How much deposit do I need for a UAE mortgage?

Accepted Answer

UAE expat residents typically need a minimum 20% deposit. UAE nationals can finance up to 85% of the property value. Non-residents generally require a 40% deposit.